The generation gap between myself and my grandfather was apparent when we were discussing how to invest our hard earned money. My grandfather was around during the great depression and still does not trust banks or investment companies. He believes that all money should stay in an FDIC backed savings account or stuffed in a mattress or coffee can buried in the back yard. I understand the reasons for his fear but I feel that the fear of losing money is what holds people back from making money in the stock market or other riskier investments. There needs to be a balance somewhere in the middle.