What is term life insurance?  Lately, my family has been shopping around for term life insurance quotes and it all seems really confusing.  Apparently term life insurance provides a payout for a certain amount of time after the policy holder passes away.  I guess it’s important to get the facts.  The facts may be depressing but it’s a necessary evil.  I always knew I was officially an adult when I had to start thinking about insurance.  It definitely makes you feel like a real grown up!  You have to start thinking about others should something happen to you.  Hopefully I’ll never have to use the policy!