When I had my car accident last winter I was so thankful that no one was killed or even seriously hurt. My car, on the other hand, was totalled by the other driver who ran a red light. My insurance company, Auto Insurance NY, stepped right up to the plate to see that my needs were taken care of. They really have been a good company for me, and because the accident was not my fault, I didn’t have to worry about my premiums soaring. I barely get by as a waitress these days, and an accident was the last thing I had worked into my tight budget, but I am back on the road and life goes on.